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Financial Aid

Financial Aid

Middlesex County College makes every effort through its financial aid programs to overcome financial barriers that may prevent students from completing their education. Funds from federal, state and institutional sources are available to those students who demonstrate need and meet eligibility requirements. All qualified students may receive Federal Direct student loans. Federal and State grants need not to be repaid. Students who have received a Bachelor’s degree may be eligible for Federal Direct Student loans.

All applicants for Federal, State and Institutional aid must complete the Free Application for Federal Student Aid (FAFSA). Students may attend one of the many FAFSA workshops available on our campuses or complete the online application through www.fafsa.gov.

The FAFSA must be completed each academic year. Students are encouraged to apply as early as possible; applications become available in January. Students may utilize the IRS data retrieval after filing their taxes for the past academic year. Students should apply by May 1 to ensure priority processing especially for limited SEOG and Federal Work Study funding. The priority filing date for FAFSA filing is May 1.

The Central Processing System (CPS) compiles the FAFSA data submitted by each student applicant and determines each student’s family contribution (EFC) using a federal methodology formula. The NJ Higher Education Student Assistance Authority (HESAA) receives the FAFSA information and calculates the student’s eligibility for state funding. A student’s need for federal, state and institutional aid determined by taking the Cost of Attendance (tuition, fees, books, supplies & transportation) minus the EFC determined by the FAFSA.

The Financial Aid Office reviews applications and documents and develops appropriate financial aid packages for eligible students. An aid package may include a combination of grants, Federal Direct Loans and Federal Work-
Study. Eligibility is determined by the requirements of each aid program. The Financial Aid Office monitors the academic progress of financial aid recipients, and terminates aid awards if students do not demonstrate Satisfactory Academic Progress (SAP). Federal aid will not fund more than 30 credits of remedial courses. State aid will not fund more than five semesters of attendance at the community college level.

 

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